(health insurance) A process that attempts to overcome differences in insurers’ costs due to differing levels of health among members of competing insurance companies.

Unwilling to take risks; especially (economics) reluctant to accept a bargain with an uncertain payoff rather than another bargain with a more certain, but possibly lower, expected payoff.

plural of risk assessment

risk aversion.

plural of risk-aversity

(chiefly finance) The probability that the value of something will fall more than three standard deviations below the mean

(finance) A mode of investment behavior in which investors shift high-risk investments to low-risk investments.

(finance) Risk peculiar to an asset, which can be eliminated through diversification.

Free from or devoid of risk; safe.

(finance) The risk that the value of an investment will decrease due to moves in market factors. / (finance) Systematic risk.