A trade-line on a credit report that includes negative credit history.

Disparaging. / Reducing the power or value of (a governmental body, etc); detracting from. / Lessening the worth of (a person, etc); expressing derogation; insulting.

The state or quality of being derogatory.

plural of derogatory

(law) A secret clause inserted into a testament and known by the testator alone, with a condition that no will made thereafter will be valid unless the same clause is inserted word for word (to guard against later wills extorted by violence, etc).

plural of derogatory clause