English Dictionary

umbrella insurance

名詞

不可算名詞

A form of liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. When an insured is liable, the insured's primary insurance policies first pay up to their limits, and then any additional amount is paid by the umbrella policy up to its limit.

日本語の意味

アンブレラ保険は、他の特定の保険の補償限度を超える損害賠償請求に対して、追加または一次的な補償を提供する責任保険です。保険契約者が法的責任を負った場合、まず主要な保険が限度額まで支払い、その後足りない分がアンブレラ保険によって補われます。

When you are found liable, your primary policies (such as auto and homeowners) pay up to their limits, and the umbrella insurance covers any additional amount up to its own limit.

あなたが損害賠償責任を負う場合、まず自動車保険や住宅保険などの基本保険がその限度額まで支払い、それを超える差額は超過賠償責任保険が自身の限度額まで補償します。

意味（1）

A form of liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. When an insured is liable, the insured's primary insurance policies first pay up to their limits, and then any additional amount is paid by the umbrella policy up to its limit.