adverse selection

既定 英語（イギリス） (en-GB)

名詞

不可算名詞

(economics, business, insurance) The process by which the price and quantity of goods or services in a given market is altered due to one party having information that the other party cannot have at reasonable cost.

日本語の意味

逆選択：経済学、ビジネス、保険の分野において、一方が他方よりも得やすい情報を持っているため、市場における商品の価格や数量が変動する現象。

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The insurance market suffered from adverse selection when only high-risk individuals bought coverage, forcing insurers to raise premiums.

保険市場は逆選択に悩まされ、リスクの高い人だけが補償を購入するため、保険会社は保険料を引き上げざるを得なくなった。

詳細

意味（1）

(economics, business, insurance) The process by which the price and quantity of goods or services in a given market is altered due to one party having information that the other party cannot have at reasonable cost.

It is adverse selection that leads US workers who anticipate high family medical expenditure to seek employers with superior health insurance coverage for their employees.

詳細