English Dictionary

Texas ratio

名詞

(economics, finance) A measure of a bank's creditworthiness, equal to ratio of the bank's nonperforming assets (nonperforming loans plus other real estate owned) to the sum of its tangible equity capital plus loan-loss reserves.

日本語の意味

銀行の信用力を評価する指標の一つで、不良債権やその他の実質的な資産（例：不良資産、担保付き不動産など）の合計を、実体資本（株主資本など）と貸倒引当金の合計で割った割合を示す。

Analysts raised concerns after the bank's Texas ratio climbed above 100%, signaling severe asset quality problems.

アナリストは、銀行の不良資産（不良債権と保有不動産）の総額を有形自己資本と貸倒引当金の合計で割った比率が100％を超えたため、深刻な資産の質の問題を示すとして懸念を示した。

意味（1）

(economics, finance) A measure of a bank's creditworthiness, equal to ratio of the bank's nonperforming assets (nonperforming loans plus other real estate owned) to the sum of its tangible equity capital plus loan-loss reserves.

Texas ratios （ plural ）