The digital wallet, either stored on a physical medium such as a smart card of some kind (on a credit card, or mobile phone SIM card as examples) or sitting on a server somewhere in cyberspace, began taking form.
Fear of the poorhouse (street or squat or prison) may create quite the entrepreneurial motive too-- not unincluding the criminal; sometimes these two being indistinguishable.
Stomp villagers and burninate their huts, but don't get sworded!
The third captures the mean squared wealth and the lower semimean squared wealth.
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