This is likely because overconfidence is the driving force behind both excessive trading and underdiversification.

In the following example, I'm going to show you how to “oldify” an image by giving it a sepia tint and adding some noise to it to make it seem a bit less crisp.

There is much of character here, which appears not to have been attained by an organization of endeavor, but by some happy influence which seems to smile benignly and enhancingly once in a while upon the efforts of man to make his surroundings beautiful.

volcanic ash