The truth is, no regulatory structure — be it a single regulator as in Britain or the multiregulator system we have in the United States — performed well in the crisis.

“I'm just fine, honeygirl. Listen, I thought today we could go do some shoppin', lunch, ya know, what girls do. I know you must be bored out of your mind all alone in that house. What d'ya say?” “Oh, um . . . well .

As the carbon equivalent increases, the depth of the chill decreases until the entire sample is gray, showing a zero chill measurement.

In the lust of a confirmed monologist he conferred on Robert the charm of patronage from an august elder.