Indeed, as banks become more adept at internal risk classifications, their incentives to arbitrage economic and regulatory capital can only increase
The apple has been as formidable in history as it has been in recipe books. […] It has inspired legend (Johnny Appleseed), nicknames (New York, the big apple) and any number of old saws (An apple a day keeps the doctor away).
the big apple
An apple a day keeps the doctor away
a lutelike instrument
[…] this child, unlike the first, was easily stirred to rages. The slightest discomfort set her asquirm […]
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