...and Madame de la Perriere — cruel to me when I was a little thing, a child, at her school, is my persecutrix still.

the bus (train, plane, ferry boat, etc) runs between Newport and Riverside

That's all fine and dandy, but how much does it cost?

The NINA loan is the basis for the apocryphal “NINJA” loan that is often used as an example of excesses in the boom-era mortgage market. NINJA supposedly stood for “no-income, no job, no assets,” but no such loan ever existed. Also, the NINA code, which did exist, did not signify a loan to a borrower with no income. Rather, the code signified that the lender had no information about the borrower’s income.