In today's health care system, insurance companies call the shots. They pick whom they cover and how they cover them. They can cut off your benefits when you need your coverage the most. They are in charge.

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詳細

calls the shots

（ present singular third-person ）

calling the shots

（ participle present ）

called the shots

（ participle past ）

called the shots

（ past ）

詳細

call the shots

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call the shots

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