Last Updated：2025/12/01
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When you are found liable, your primary policies (such as auto and homeowners) pay up to their limits, and the umbrella insurance covers any additional amount up to its own limit.
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When you are found liable, your primary policies (such as auto and homeowners) pay up to their limits, and the umbrella insurance covers any additional amount up to its own limit.
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Related words
umbrella insurance
Noun
uncountable
A
form
of
liability
insurance
that
is
in
excess
of
specified
other
policies
and
also
potentially
primary
insurance
for
losses
not
covered
by
the
other
policies.
When
an
insured
is
liable,
the
insured's
primary
insurance
policies
first
pay
up
to
their
limits,
and
then
any
additional
amount
is
paid
by
the
umbrella
policy
up
to
its
limit.
Japanese Meaning
アンブレラ保険は、他の特定の保険の補償限度を超える損害賠償請求に対して、追加または一次的な補償を提供する責任保険です。保険契約者が法的責任を負った場合、まず主要な保険が限度額まで支払い、その後足りない分がアンブレラ保険によって補われます。
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