Finance is seldom romantic. But the idea of peer-to-peer lending comes close. This is an industry that brings together individual savers and lenders on online platforms.[…]Banks and credit-card firms are kept out of the picture. Talk to enough people in the field and someone is bound to mention the “democratisation of finance”.

Kid, I've been running fight outfits since long before you were a twinkle in your daddy's eye.

It could only appear through some dictatorial coup d'etat by a future scientocracy.

Thor glared at him with hard coal-black eyes[.]