During upward-sloping cycles in the Investment Rate, a long bias with proper diversification should result in positive portfolio returns, without drawn-out setbacks, if investors are willing to buy the dips, especially the big ones, at all times.

I believe in freedom of movement and view the current government’s restrictive attitude as both socially and economically misguided. Yet I fear that a special London policy will only exacerbate existing divisions.

We got hitched many years back / […] / The rains were severe that day / and the wild winds inclement / but the nuptials still took place.

People who refuse to tip are the scum of the earth.