The grays take over the reds' habitat, eat voraciously and harbor a virus named squirrel parapox (harmless to humans) that does not harm grays but can devastate reds.

[…] the grite penuritie and indigence quhairunto the puir handy-labouraris, and utheris his hienes subiectis of all esteatis ar redactit be that occasioun, […]

A perfect example is life insurance. Most people starting out don't need it; you should only insure what you can't afford to lose or replace, and singles or young marrieds without a lot of assets frequently don't require coverage.

Here the proprietor has had the good sense of holding on to the good old fashion of giving his customers their moneyworth of good wines and liquors.