down on one's luck

Adjective

idiomatic

(idiomatic) Unlucky or undergoing a period of bad luck, especially with respect to financial matters.

Japanese Meaning

金銭面を中心に不運で困窮している状態、運に見放されて苦境にあること

When one is down on one's luck, finding affordable housing becomes much harder.

誰かが経済的に困窮していると、手ごろな住宅を見つけるのがはるかに難しくなる。

Sense（1）

(idiomatic) Unlucky or undergoing a period of bad luck, especially with respect to financial matters.

I'm sorry to hear you are down on your luck ;

more down on one's luck

（ comparative ）

most down on one's luck

（ superlative ）