Last Updated:2025/11/20

If you track your spending, you'll see how the latte factor—those small, habitual purchases—can quietly drain your savings over time.

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If you track your spending, you'll see how the latte factor—those small, habitual purchases—can quietly drain your savings over time.

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支出を記録すれば、小さな習慣的な出費の積み重ねが時間をかけて知らず知らずのうちに貯金を減らしてしまうことがわかるでしょう。

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