Last Updated：2025/11/29
A victim of fraud persuaded to use his own name and information to obtain an expensive item with credit contract attached, such as a smartphone. The victim, or mule,
is paid when he gives the item to the fraudster, and he is assured the contract will be cancelled, but it is not. Thus, the victim acquires a debt while the fraudster can sell the item at a large profit.
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credit mule
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Source Word
credit mule
Noun
A
victim
of
fraud
persuaded
to
use
his
own
name
and
information
to
obtain
an
expensive
item
with
credit
contract
attached,
such
as
a
smartphone.
The
victim,
or
"mule,"
is
paid
when
he
gives
the
item
to
the
fraudster,
and
he
is
assured
the
contract
will
be
cancelled,
but
it
is
not.
Thus,
the
victim
acquires
a
debt
while
the
fraudster
can
sell
the
item
at
a
large
profit.
Japanese Meaning
クレジット・ミュールとは、詐欺被害者が自らの名前や情報を利用して、高額な商品（例：スマートフォン）をクレジット契約付きで取得させられ、その商品を詐欺師へ引き渡すことで報酬を得るものの、実際には不正な契約で負債を負わされる被害者のことを指します。
Sense（1）
A
victim
of
fraud
persuaded
to
use
his
own
name
and
information
to
obtain
an
expensive
item
with
credit
contract
attached,
such
as
a
smartphone.
The
victim,
or
"mule,"
is
paid
when
he
gives
the
item
to
the
fraudster,
and
he
is
assured
the
contract
will
be
cancelled,
but
it
is
not.
Thus,
the
victim
acquires
a
debt
while
the
fraudster
can
sell
the
item
at
a
large
profit.
（ plural ）
