Last Updated：2025/11/21

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(US, Australia, banking, finance) A loan or mortgage where the borrower provides only limited proof of their income.

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low-doc loan

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Source Word

low-doc loan

Noun

Australia US

(US, Australia, banking, finance) A loan or mortgage where the borrower provides only limited proof of their income.

Japanese Meaning

最低限の所得証明だけで借り手が申請する融資または住宅ローン

What is this buttons?

She applied for a low-doc loan to secure a mortgage despite her irregular freelance earnings.

Google Translation / DeepL Translation

彼女はフリーランスの収入が不安定だったため、収入証明が限定されたローンを利用して住宅ローンを組もうと申請しました。

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Sense（1）

(US, Australia, banking, finance) A loan or mortgage where the borrower provides only limited proof of their income.

You can see it here in mortgages. Low-doc loans used to carry at least 1% or more of risk premium. As everybody [piled] in, that has been driven down to half a percent. These people do not have a verifiable income, and yet you can only expect them to be charged half a percent more on the interest rate.

Google Translation / DeepL Translation

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low-doc loans

（ plural ）

Details

low-doc loan

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low-doc loan

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